Envoy Financial

The following are a number of items for you to consider as you begin the process of establishing or revising a retirement plan for your ministry.  We look forward to serving your ministry!

1. New IRS 403(b) Regulations -
   Click here to view our page outlining the new IRS changes to retirement plans for 501(c)(3) organizations: New 403(b) Regulations Page
   
   
2. Plan Comparisons - 
   For a summary and comparison between 401(k) and 403(b) plans, click 403(b) vs 401(k)
   
   
3. Plan Design Elements - 
   To view a plan design summary, click Retirement Plan Design Summary
   
   
4. Contribution Limits -
   Click here to view the contribution limits for this year: 2010 Contribution Limits.
   
   
5. The Roth Option - 
   Introduced in 2006, Roth makes sense for most ministries.  For more information about Roth, click any of these links: Roth Page • Roth Information Sheet • Roth PowerPoint Presentation
   
   
6. Housing Allowance - 
   403(b) Retirement plans offer significant benefits to ordained, licensed or commissioned ministers. Click here to learn about how housing allowance can benefit your team: Housing Allowance
   
   
7. Tax savings with SECA - 
   Pastors and other ordained ministers can receive additional benefits through their retirement plan.  For more information, click this link: Good News About SECA
   
   
8. How Envoy Financial is Different:
   
   1. The Envoy Difference - A narrated PowerPoint Presentation outlining Envoy's service model, introduction to the Envoy Team and services provided
      
   2. Executive Summary - A two-page summary of Envoy Financial
      
   3. Investment Options for Employees - How Envoy Financial serves all your employees, from the "do-it-yourself" people vs those who need help
      
   4. Envoy Connect - How Envoy Financial proactively stays connected to your staff
      
   5. Automatic Enrollment - How Envoy Financial helps ministry staff engage with the retirement plan
      
   6. Serving Missionaries and Mission Sending Organizations - How Envoy Financial helps missionaries
      
      
9. Those We Serve - 
   For a list of churches, mission-sending organizations, rescue missions and other ministries that Envoy serves, click this link: Those We Serve